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 FAQ

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HOGAR SEGURO POPULAR

You can leave home at peace because we’ll stay… to take care of your investments. We are HOGAR SEGURO POPULAR, an insurance policy created to protect private property against fires, hurricanes, earthquakes and THEFT, offering coverage of 100% of your losses with “Civil Responsibility and/or Harm to Third parties” of up to RD$1,000,000.00.

Leave peacefully, your safe.

Other Benefits:

  • The guaranty and reliance of Seguros Universal.
  • Accumulates Millas Popular by paying with your credit card from El Popular.
  • Additional coverage of Civil Damage up to RD$1,000,000.00.
  • Additional coverage of Theft.
  • Serves as a guaranty for Home Loans.
  • Flexibility of 5 monthly payments.
  • Automatic withdrawal of funds from clients account with no additional charge.

What do you need to solicit Hogar Seguro popular?

  • You must posses a savings, checking account or credit card with El Popular.
  • Have between 18 and 65 years of age.
  • Copy of you personal identification carnet (cédula) on either side.
  • Duly completed application form.

Deductibles:

  • For catastrophic risks: 2% of the insured value for each part or location affected. These risks are, Earthquake, Hurricane, Cyclone, Damages or Inundations due to hurricanes.
  • Theft: 10% of the loss, with a RD$5,000.00 minimum.
  • Accidental damages: 10% of loss, with a RD$5,000.00 minimum.

InfraInsurance:

When a client voluntarily, or by omission, insures or has insured his or her property for a sum inferior to its actual value. In case of foul play the insured client will collect in the same proportion as stipulated by the infrainsurance possessed.

Example:

Asset value

è

RD$3,000,000

Non accurate insured asset  value

è

RD$1,500,000

Non insured value

è

RD$1,500,000

Value of loss

è

RD$500,000

Formula:

For more information on this product, please call  Seguros Universal at (809) 544-7134.

IIf you need any other type of coverage, we offer you the experience of Seguros Universal offers you the most complete range of products in the market.

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2005 Banco Popular Dominicano, C. por A. Santo Domingo, Dominican Republic.
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